The Planning Process
Seeing your values align with your
financial goals is transformative.
Quality of Life Through Clarity and Vision
Concentus Wealth Advisors was founded to provide the clarity and trusted advice you need to make confident decisions about all aspects of your wealth.
We help our clients identify a set of financial goals and execute a written financial strategy to achieve them in a manner consistent with their values. Most importantly, we provide the ongoing guidance needed to ensure that the plan is successful over time.
Your Total Wealth Plan
We have spent years creating and refining our proprietary Total Wealth Plan process. We utilize Behavioral Finance concepts in concert with the best practices in portfolio management to create plans that withstand the test of time (and markets).
Step 1: Discover – The Financial Roadmap
The creation of your Total Wealth Plan begins with our Financial Roadmap, a series of vital conversations to gain an in-depth understanding of your values, your goals, your current and future resources, and your family situation.
These conversations guide us as we design a framework for making tactical decisions based on your family’s unique circumstances. Through proprietary analysis, we explore and test various planning scenarios and investment strategies to determine an optimal and specific plan.
Step 2: Design – Creating Your Wealth Blueprint
Based on this analysis, we create your Wealth Blueprint for the management of all your investable assets. Your Blueprint is a customized investment plan and financial strategy that you can understand and comfortably commit to.
Step 3: Document – Writing Your Wealth Policy Statement
We commit to all of this via a written Wealth Policy Statement. Your Wealth Policy Statement clearly articulates the goals of your Total Wealth Plan and defines the specific strategies and actions required to achieve those goals.
Step 4: Discipline – Putting your Total Wealth Plan into Action
Once your Total Wealth Plan is finalized, we help execute all of the recommended actions, ensuring that your best interests are at the forefront of every decision and every action. Additionally, we evaluate any estate planning, insurance, tax planning, lending, or other financial areas that may need to be addressed.
We then monitor and adjust your plan to best reflect changes in your lifestyle, personal situation, time horizon, and market conditions.
Step 1: Discover – The Financial Roadmap
The creation of your Total Wealth Plan begins with our Financial Roadmap, a series of vital conversations to gain an in-depth understanding of your values, your goals, your current and future resources, and your family situation.
These conversations guide us as we design a framework for making tactical decisions based on your family’s unique circumstances. Through proprietary analysis, we explore and test various planning scenarios and investment strategies to determine an optimal and specific plan.
Step 2: Design – Creating Your Wealth Blueprint
Based on this analysis, we create your Wealth Blueprint for the management of all your investable assets. Your Blueprint is a customized investment plan and financial strategy that you can understand and comfortably commit to.
Step 3: Document – Writing Your Wealth Policy Statement
We commit to all of this via a written Wealth Policy Statement. Your Wealth Policy Statement clearly articulates the goals of your Total Wealth Plan and defines the specific strategies and actions required to achieve those goals.
Step 4: Discipline – Putting your Total Wealth Plan into Action
Once your Total Wealth Plan is finalized, we help execute all of the recommended actions, ensuring that your best interests are at the forefront of every decision and every action. Additionally, we evaluate any estate planning, insurance, tax planning, lending, or other financial areas that may need to be addressed.
We then monitor and adjust your plan to best reflect changes in your lifestyle, personal situation, time horizon, and market conditions.
We’re here to make your life easier, relieving you of the burden of financial decision-making and helping you to execute an inspiring financial strategy to achieve your goals. Contact us to get started today.
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